Frequently Asked Questions

Victoria Kirilloff is a Certified Divorce Financial Analyst®, Certified Divorce Specialist®, divorce mediator, and spousal support specialist who is regularly retained as an expert witness in complex divorce cases. She works at the intersection of finance and behavioral psychology, tailoring the financial strategy to the dynamics of each case.

A CDFA® is a financial professional trained specifically in the economics of divorce — property division, support modeling, tax consequences of settlement structures, and long-term projections. Unlike a general financial advisor, a CDFA® is focused on how today’s settlement terms play out over the next ten, twenty, or thirty years.

No. Divorce Analytics provides non-legal divorce financial planning services and does not give legal, tax, investment, or mental health advice. The work is designed to support your attorney’s strategy, not replace it.

Yes, in nearly every case. A financial analyst quantifies what’s on the table and what a settlement means for your future; your attorney handles the legal framework, filings, and advocacy. The two roles work best in tandem.

Divorce Analytics serves clients nationwide, with office locations in Santa Monica and Silicon Valley, California; Omaha, Nebraska; and New York City. Most engagements are handled remotely, so your location generally isn’t a limitation.

Note: mediation services are not offered in Nebraska.

Divorce financial planning is the process of documenting every asset, debt, and income stream in the marriage, then modeling how different settlement structures would affect each spouse over time. It replaces guesswork and assumptions with numbers you can bring to the negotiating table.

Ideally before you file, or as early in the process as possible. Starting early gives you time to gather documentation, understand your position, and develop your own proposal rather than reacting to your spouse’s. That said, clients frequently engage mid-negotiation or ahead of a court date.

It defines three positions: what you want out of the settlement, what you need to maintain your life afterward, and what the numbers actually support once all assets are exposed. Knowing the distance between those three is what makes a negotiation strategic instead of emotional.

Yes. Post-divorce budget and lifestyle projections are a core part of the work, showing what your household costs will look like on one income and which settlement structures make that sustainable. For many clients, this is the analysis that turns a paralyzing question into a plan.

Spousal support depends on the interaction of four key variables: marital lifestyle, demonstrated need, income, and earning capacity. Divorce Analytics analyzes each with documented data rather than rough estimates, producing a figure that holds up under legal scrutiny.

That’s exactly the situation the Spousal Support Advisory service is built for. The analysis establishes what your actual lifestyle costs and what your spouse’s income genuinely supports, giving your attorney evidence to counter with instead of a number that simply sounds fair.

Underreported income, unrecorded cash flow, and manipulated valuations are common in self-employed and business-owner divorces. Forensic analysis reconstructs the real financial picture from bank records, tax filings, and lifestyle spending patterns.

Interdisciplinary mediation is a team-based approach to resolution: a financial neutral establishes the objective numbers, an attorney co-mediator manages the legal framework, and divorce coaches handle the emotional dynamics. Splitting those roles tends to produce a faster, less expensive path than litigation.

A financial neutral works for the process rather than either spouse, building one shared set of numbers both parties can rely on. When both sides are working from the same data, negotiations move away from arguing about facts and toward resolving priorities.

Often, yes — disagreement about outcomes is different from disagreement about facts. Establishing a neutral financial record removes an entire category of conflict, which frequently narrows the disputes enough for mediation to succeed.

High-conflict divorces typically involve manipulation, misinformation, stonewalling, or the deliberate weaponizing of finances. Standard financial disclosures are rarely sufficient in these cases, which is why documentation and forensic tracing become the priority.

Yes. Forensic tracing follows the money through account activity, transfers, business entities, and spending patterns to surface hidden income, unrecorded cash flow, and understated valuations. The output is a documented record your legal team can use.

Dissipation is the waste of marital assets by one spouse for a non-marital purpose — gambling, an affair, or unauthorized spending, for example. Proving it requires a forensic reconstruction of transactions that shows where the money went and why it falls outside normal marital spending.

It’s the use of money as a control mechanism — restricting access to accounts, hiding information, running up debt in a spouse’s name, or draining assets to force a settlement. Documenting the pattern with evidence is what turns a difficult accusation into a provable claim.

Yes. Business interests, separate property claims, and unusual tax structures are a core focus of the practice, and they’re often where the largest disputes live. The analysis clarifies what’s marital, what’s separate, and what the interest is realistically worth.

Yes. Divorce Analytics specializes in situations where standard disclosures don’t tell the full story, which is common for high-net-worth families with layered holdings, multiple entities, and complex compensation. The work translates those holdings into information a court and a legal team can act on.

Post-divorce support includes Personal CFO and Wealth Retention services designed to help you implement the settlement, rebuild your financial structure, and protect what you kept. A settlement on paper only works if the transition is managed well.

Attorneys engage Divorce Analytics for forensic tracing, settlement modeling, spousal support analysis, and expert witness testimony. Reports are built to court standards, so the legal team can negotiate from documented facts instead of estimates — often at a lower cost than billing the same analysis at attorney rates.

Every case begins with an initial consultation that evaluates both the financial landscape and the relationship dynamics that may create roadblocks later. You can book a consultation directly through the website, or start with a free monthly webinar or The Divorce Planning Kit™ if you’re still in the early stages.